Blog

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Receivers and Liquidators, Inc. (RNL) was formally recognized by the Pag-IBIG Fund with a Special Citation as a Top Collection Agency during the Pag-IBIG Housing Fair 2026 – Visayas, held on April 30, 2026, at the IEC Convention Center in Cebu City. The award forms part of the Pag-IBIG Fund Stakeholders’ Accomplishment Report for Year-End 2025, which honors partner institutions that have demonstrated exemplary performance and valuable contributions to the agency’s programs.

This recognition underscores RNL’s consistent commitment to excellence in collection services and its vital role in supporting the Pag-IBIG Fund’s mission of promoting accessible and sustainable housing opportunities for Filipino members. Through its efficient and results-driven operations, the company continues to contribute to the overall strength and reliability of Pag-IBIG Fund’s financial ecosystem.

Present to receive the award on behalf of the company were RNL’s Chief Executive Officer Atty. Michael Yancy Yngson, CPA, and Chief Financial and Operations Officer Ma’am Susima Cabacungan-Yngson, CPA. Their presence highlighted the organization’s strong leadership and dedication to maintaining the highest standards of professionalism, accountability, and service delivery.

The recognition reflects not only the leadership’s vision but also the collective efforts of the entire RNL team, whose hard work and commitment have been instrumental in achieving this milestone. It further affirms the company’s reputation as a trusted and reliable partner in the collections industry.

As Receivers and Liquidators, Inc. continues to grow and evolve, the company remains steadfast in its commitment to operational excellence, innovation, and partnership. This award serves as both a milestone and a motivation to further strengthen its collaboration with the Pag-IBIG Fund and other stakeholders, while continuing to deliver meaningful impact to the communities it serves.

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Receivers and Liquidators, Inc. (RNL) has once again demonstrated excellence in the financial services industry after being honored with the Platinum Top 1 Award by the Credit Card Association of the Philippines (CCAP). The recognition highlights the company’s outstanding performance in collections, as well as its consistent adherence to regulatory standards set by the Bangko Sentral ng Pilipinas and alignment with the policies of partner banks.

The award was formally presented during a ceremony held on March 23, 2026, at the Maybank Synergy Center in Bonifacio Global City, Taguig. This milestone marks a significant achievement for RNL, reinforcing its position as a trusted and high-performing partner in the credit and collections industry.

Present to receive the award on behalf of the organization were RNL’s Chief Executive Officer, Atty. Michael Yancy P. Yngson, CPA, and Vice President and Chief Finance & Operations Officer, Susima Cabacungan-Yngson, CPA. Their leadership continues to drive the company’s commitment to excellence, integrity, and client satisfaction.

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The recognition serves as a testament to the collective efforts of the entire RNL team, whose dedication and professionalism have contributed to achieving exceptional results. It also reflects the company’s strong partnerships with financial institutions and its unwavering commitment to compliance and ethical standards.

As RNL moves forward, this award stands as both an achievement and an inspiration—fueling the organization to continue raising the bar in delivering reliable, compliant, and results-driven services to its clients and stakeholders.

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As Metro Manila continues to grapple with worsening traffic congestion and rising fuel prices, a growing number of urban commuters are turning to a more sustainable and practical alternative—cycling.

Across the city, scenes of bicycles parked outside commercial buildings and riders navigating tree-lined streets are becoming more common. What was once considered a recreational activity is now steadily gaining recognition as a viable mode of transportation.

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The Philippines has been experiencing consistent fuel price increases, placing additional financial strain on both private vehicle owners and public transportation operators. These rising costs have a direct impact on commuters, often resulting in higher fares and increased daily expenses.

At the same time, Metro Manila remains one of the most traffic-congested regions in Southeast Asia. Major roads are frequently filled with long lines of vehicles, causing delays, productivity loss, and increased stress for daily commuters.

This dual challenge—expensive fuel and heavy traffic—has prompted many to reconsider how they move within the city.

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In response, cycling has emerged as an efficient and sustainable alternative. Bicycles offer a range of advantages that directly address current urban mobility issues:

Affordability – Eliminates the need for fuel and reduces transportation costs

Efficiency – Allows riders to maneuver through congested roads more easily

Environmental Impact – Produces zero emissions, contributing to cleaner air

Health Benefits – Encourages physical activity and promotes overall well-being

In many areas, cyclists are able to reach their destinations faster than motor vehicles during peak hours, making it not only a sustainable option but also a practical one.

The increasing presence of cyclists on city streets reflects a broader shift in mindset. More individuals and groups are incorporating biking into their daily routines—whether for commuting, exercise, or both.

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Local government units and private organizations have also begun supporting this movement by introducing bike lanes and promoting active transport initiatives. However, challenges remain, particularly in ensuring cyclist safety and expanding infrastructure.

The transition toward sustainable transport in Metro Manila is still in progress, but the growing adoption of cycling signals a positive change. With continued investment in infrastructure and increased public awareness, cycling has the potential to play a significant role in addressing the city’s transportation challenges.

In the face of rising fuel costs and persistent traffic congestion, sustainable transport solutions are becoming more relevant than ever. Cycling, in particular, stands out as an accessible, cost-effective, and environmentally friendly option.

As more people embrace this mode of transport, Metro Manila moves closer to a future that is not only more efficient, but also healthier and more sustainable.

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Receivers and Liquidators, Inc. (RNL) successfully held its 2025 Company Christmas Party on December 20, 2025, at the elegant Acropolis Greens Clubhouse. The event brought together employees and management for an evening filled with celebration, gratitude, and holiday cheer as the company marked the close of another successful year.

The festive gathering was attended by the company’s Chief Executive Officer, Atty. Michael Yancy Yngson, CPA, and the Chief Financial and Operations Officer, Mrs. Susima Cabacungan-Yngson, CPA, along with the company’s Unit Heads. Their presence reflected strong leadership support and appreciation for the dedication and hard work of RNL’s employees throughout the year.

The celebration was filled with joyful moments, highlighted by exciting raffle prizes that delighted RNL employees and added to the lively atmosphere of the evening. One of the most anticipated segments of the program was the dance showdown, where different teams showcased their creativity, teamwork, and energy on stage. After a series of impressive performances, the winners were announced: 1st Place – PNB of Team Leo, 2nd Place – Pag-IBIG of Team Frycela, and 3rd Place – BDO of Team Maribel.

In their closing message, management warmly expressed their heartfelt gratitude to the entire RNL family for their dedication, teamwork, and commitment throughout the year. They emphasized that the company’s success is built on the collective efforts of its people and wished everyone a joyful Christmas, a meaningful holiday season with loved ones, and a prosperous New Year ahead.

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The officers and Admin staff of Receivers and Liquidators, Inc. (RNL) held its 2025 Year-End Party on December 6–7 at the scenic Alta Verde Mountain Hideaway in Batangas City. Unit and Branch Heads as well as members of the Administrative Department gathered for a relaxing two-day celebration, enjoying the private resort’s peaceful atmosphere, refreshing pool, and stunning mountain views.

The event featured lively games and activities led by the HR Head and Admin team, fostering camaraderie and strengthening team bonds. The celebration served as a meaningful way to close the year, reflecting RNL’s commitment to promoting unity, morale, and a positive workplace culture as the company looks forward to 2026.

In the spirit of genuine compassion and service, Receivers and Liquidators, Inc. (RNL) once again held its annual outreach activity last November 23, 2025 with the theme “Puso Para sa Kapwa: Pagbabahagi, Pagmamalasakit, at Pagkalinga.” This yearly initiative reflects the company’s ongoing commitment to bringing joy, hope, and warmth to communities in need. For this year’s event, RNL dedicated its efforts to the children gathered at Our Lady of Miraculous Medal Chapel, National Center for Mental Health, Mandaluyong City through a meaningful gift-giving program.

The outreach was led and graced by RNL’s Chief Executive Officer, Atty. Michael Yancy Yngson, CPA, and Chief Finance and Operations Officer, Ma’am Susima Yngson, CPA. Their presence and steadfast commitment to community welfare continue to inspire the organization to uphold its mission of fostering compassion, inclusivity, and genuine care. Their active participation further underscored the value RNL places on service and shared humanity.

Throughout the activity, the venue was filled with smiles and laughter as children received gifts thoughtfully prepared for them. Each present served not only as material support but also as a message of hope—reminding the young beneficiaries that they are valued, loved, and remembered. Volunteers and staff worked hand-in-hand to ensure that the annual tradition remained meaningful and impactful for every child present.

RNL extends its heartfelt gratitude to everyone who contributed to the success of this year’s outreach. Special appreciation is given to the church facilitators, whose guidance, support, and dedication helped create an atmosphere of unity and shared purpose.

This yearly celebration stands as a powerful reminder of the true essence of giving—sharing blessings, showing compassion, and extending care without expecting anything in return. As RNL continues its advocacy for service and community development, the company remains committed to carrying forward a heart for others, a heart for service, and a heart for the nation.

Indeed, “Puso Para sa Kapwa” is more than a theme—it is a call to action, a way of life, and a continuing commitment to uplift lives through kindness and love.

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Receivers and Liquidators Inc. proudly commemorated its 21st Anniversary, marking over two decades of dedication, resilience, and success. What began as a vision has evolved into a trusted organization built on integrity, teamwork, and excellence.

The simple yet meaningful celebration began with a Thanksgiving Mass, followed by the program proper. The event was filled with excitement, gratitude, and camaraderie as employees and management gathered to reflect on the company’s journey and milestones.

The program featured captivating performances and lively intermission numbers, showcasing the creativity and talent of RNL employees. Each presentation added color and energy to the occasion, highlighting the strong sense of unity that continues to define the company’s culture.

To make the event even more memorable, a raffle promo was held, bringing cheers and anticipation as lucky employees took home exciting prizes. The atmosphere was filled with laughter and joy, a fitting reflection of the company’s enduring spirit of teamwork and appreciation.

A key highlight of the celebration was the Loyalty Awards Ceremony, where employees who have rendered 5, 10, and 15 years of dedicated service were recognized. These loyal and hardworking individuals were honored for their invaluable contributions and unwavering commitment to the company’s growth and continued success.

During the event, Atty. Michael Yngson and Ma’am Susie Yngson delivered heartfelt messages of appreciation, expressing their gratitude to all employees—both new and long-serving—for their dedication and perseverance. They emphasized that the company’s achievements over the past 21 years are the result of collective effort, shared values, and the passion of every individual who has been part of the RNL family.

The 21st Anniversary celebration was not only a tribute to past accomplishments but also a reaffirmation of the company’s commitment to its vision and goals. As Receivers and Liquidators Inc. moves forward, it remains steadfast in its mission to deliver exceptional service to its partners and clients while fostering a workplace culture built on professionalism, collaboration, and innovation.

Cheers to 21 years of success—and to many more years of growth, excellence, and shared achievements ahead!

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Receivers and Liquidators, Inc. proudly announces its recent recognition as the Top Collection Agency for Non-Write Off (3rd Quarter) under the Philippine National Bank Non-Write Off campaign. The award was presented on October 10, 2025, at Strata 2000, Ortigas, Pasig City in acknowledgment of the company’s exceptional performance and continued excellence in collection management.

Adding to the celebration, individual collectors were also honored for their outstanding achievements this quarter:
• Top Collector 1: Jacky Malate
• Top Collector 2: Sherill Cruz
• Top Collector 3: Kumiko Nuesca

This milestone reflects the unwavering commitment, hard work, and professionalism of the entire Receivers and Liquidators Inc. team. Remarkably, the company has maintained its strong track record by receiving consistent recognition since the 1st Quarter of 2025, demonstrating sustained excellence and reliability in partnership with Philippine National Bank.

Receivers and Liquidators, Inc. extends its heartfelt gratitude to its dedicated collectors and partners for their continuous trust and collaboration—further inspiring the company to strive for greater success in the coming quarters.

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Receivers and Liquidators Inc. proudly announces the addition of new campaigns from its esteemed banking partner, China Bank Savings. The China Bank Savings – Personal Loan Curing Campaign was officially endorsed on October 2, 2025, followed by the China Bank Savings – Auto Loan Curing Campaign on October 7, 2025.

These endorsements stand as a testament to the strong partnership and continued trust between Receivers and Liquidators Inc. and China Bank Savings. The inclusion of these additional campaigns highlights the company’s solid reputation and proven capability in delivering quality outcomes and fostering consistent collaboration with its clients.

The company extends its appreciation to the dedicated team handling the China Bank Savings account for their steadfast commitment and professionalism. Their coordinated efforts have been instrumental in reaching this milestone and in further strengthening the partnership with China Bank Savings.

Moving forward, Receivers and Liquidators Inc. reaffirms its commitment to maintaining the highest standards of service and excellence—continuing to nurture meaningful partnerships and deliver impactful results that clients can depend on.

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Receivers and Liquidators Inc. proudly announces the renewal of partnership between RCBC Bankard and The Law Office of Atty. Michael Yancy Yngson. The formal contract signing was held on October 7, 2025, at Robinsons Equitable Tower, Ortigas Center, Pasig City.

In photo: Ms. Carla Javier, RCBC Bankard Recovery Management Department Head; Ms. Hygiea Calaor, RCBC Bankard FSVP – Collections Group Head; Atty. Michael Yancy Yngson, CPA, President and CEO of Receivers and Liquidators Inc.; and Ms. Susima Cabacungan Yngson, CPA, Vice President and CFOO.

This renewed collaboration reflects the continued trust and partnership between RCBC Bankard and Receivers and Liquidators Inc. It reinforces both organizations’ shared commitment to effective recovery management and the pursuit of legal and operational excellence.

The event marks another significant milestone in strengthening professional alliances and delivering dependable financial and legal solutions.