Blog

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Receivers and Liquidators, Inc. (RNL) proudly announces another significant milestone as the company was awarded 2025 3rd Best Performing Collection Agency by Sumisho Motor Finance Corporation in recognition of its outstanding performance, dedication, and unwavering commitment to excellence in the collections industry.

This prestigious recognition reflects the collective hard work, discipline, and commitment of the entire RNL team in consistently delivering quality service and maintaining strong professional relationships with its valued partners and clients. The award also highlights RNL’s continued pursuit of operational excellence and its dedication to achieving outstanding results through teamwork, integrity, and professionalism.

Present to formally receive the award during the awarding ceremony were RNL’s CFOO, Ma’am Susima Cabacungan-Yngson, Operations Manager Mr. Michael Salazar, and Collections Head Ma’am Charilyn Pajo, together with RNL Unit Heads Ms. Sheryl Sacramento and Mr. Ronald Lirio. Their presence represented the organization’s shared commitment and passion for excellence that continue to drive the company forward.

RNL expresses its heartfelt gratitude to Sumisho Motor Finance Corporation for this meaningful recognition and for the trust and partnership that have contributed to this success. The company also extends its appreciation to every member of the RNL family whose dedication and hard work made this achievement possible.

As RNL continues to grow and reach new milestones, this award serves as both an inspiration and motivation to further enhance its services, strengthen partnerships, and uphold the highest standards of performance in the industry.

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Receivers and Liquidators, Inc. (RNL) proudly celebrates another remarkable milestone after being recognized by China Bank Savings, Inc. as the Top Agency for APDS – Curing and CBS Homeloan with an outstanding achievement rate of 108.72% for Q3 2025.

This recognition reflects the team’s unwavering dedication, hard work, and commitment to delivering excellent results in collection services. It stands as a testament to the strong collaboration, persistence, and professionalism demonstrated by the entire RNL team.

Representing RNL during the awarding ceremony were Operations Manager Michael Salazar, Collections Head Charilyn Pajo, and Unit Head Lalona Labastida, who proudly received the award on behalf of the organization.

RNL extends its heartfelt gratitude to every team member whose continuous efforts contributed to this achievement. Congratulations to the entire RNL family for this well-deserved recognition, and may this accomplishment inspire even greater success in the future!

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Receivers and Liquidators, Inc. (RNL) proudly celebrates another remarkable achievement after being recognized by CIMB Bank Philippines for its exceptional performance and dedication in the collections industry during the recent awarding ceremony for REVI Credit and GCredit accounts.

RNL was honored with the following recognitions:

Silver Awardee – Top 2 Performer Rank
Pre-Charge Off, REVI Credit

Bronze Awardee – Top 3 Performer Rank
Charge Off, GCredit

Bronze Awardee – Top 3 Performer Rank
Pre-Charge Off, GCredit

These awards highlight RNL’s unwavering commitment to excellence, consistent operational performance, and dedication to delivering quality results for its partners and clients. The recognition also reflects the hard work, teamwork, and perseverance of the entire RNL organization in maintaining high standards in collections management and customer service.

Present to formally receive the awards during the ceremony were RNL Collections Head Ma’am Charilyn Pajo and RNL Unit Head Ms. Tanya Melitante, proudly representing the organization and the collective efforts of the RNL team behind this success.

RNL extends its heartfelt gratitude to CIMB Bank for the trust, partnership, and recognition given to the company. These achievements serve as an inspiration for the organization to continue striving for excellence and to further strengthen its commitment to providing outstanding service and performance in the industry.

Congratulations to the entire RNL family for this incredible accomplishment!  Your dedication and hard work continue to bring pride and success to the organization.

Receivers and Liquidators, Inc. (RNL) proudly celebrates a significant milestone after being honored with a Certificate of Recognition by the Philippine National Bank (PNB) – Cards and Financial Solutions Group, Collections Division. The award recognizes RNL as the Top 1 Write-Off Agency for the First Quarter of 2026, achieving an outstanding average score of 192.67%.

This recognition reflects RNL’s unwavering commitment to excellence, operational efficiency, and results-driven performance in the field of collections and financial services. It also highlights the company’s ability to consistently exceed expectations and deliver measurable outcomes for its partners.

The awarding ceremony was attended by key representatives from RNL, including Chief Finance and Operations Officer Ma’am Susima Cabacungan-Yngson, Collections Head Ma’am Charilyn Pajo, and Operations Manager Sir Michael Salazar, whose leadership and dedication continue to drive the organization’s success.

On behalf of Receivers and Liquidators, Inc., the management extends its heartfelt congratulations to the entire team behind this achievement. This recognition is a testament to the hard work, discipline, and collaborative effort of every member of the organization who contributes to delivering excellence every day.

As RNL moves forward, this accomplishment serves as both an inspiration and a challenge to continue raising the bar, strengthening partnerships, and achieving even greater milestones in the future.

Receivers and Liquidators, Inc. (RNL) successfully concluded its three-day team building activity for Admins, Unit Heads, and Branch Heads, held from May 1 to 3, 2026, at Agua Verde Beach Resort. Carrying the theme “Stronger Leaders: Stronger Organization,” the event brought together key leaders of the organization in a shared commitment to growth, collaboration, and excellence.

Set against the relaxing coastal backdrop of La Union, the activity provided an ideal environment for participants to step away from their daily responsibilities and focus on strengthening both individual leadership capabilities and collective teamwork. The program featured a series of engaging activities designed to enhance communication, build trust, and foster unity among the company’s leadership group.

Throughout the three-day event, participants actively took part in team challenges, leadership exercises, and collaborative workshops aimed at reinforcing the values of accountability, adaptability, and strategic thinking. These activities not only encouraged camaraderie but also highlighted the importance of alignment across all units and branches in achieving organizational goals.

The team building served as a platform for open dialogue and knowledge sharing, allowing leaders from different areas of the organization to connect, exchange insights, and develop stronger professional relationships. By nurturing these connections, RNL continues to build a more cohesive and resilient leadership structure.

The success of this initiative would not have been possible without the unwavering support and visionary leadership of RNL’s Chief Executive Officer, Atty. Michael Yancy Yngson, CPA, and Chief Finance and Operations Officer, Susima Cabacungan-Yngson, CPA. Their dedication to empowering leaders and fostering a culture of collaboration continues to inspire the organization to strive for excellence and innovation.

Aligned with its commitment to continuous improvement, Receivers and Liquidators, Inc. recognizes that strong leadership is the foundation of a successful organization. The event reaffirmed the company’s dedication to empowering its people, fostering collaboration, and driving sustainable growth.

As RNL moves forward, the lessons and strengthened bonds formed during this team building activity are expected to translate into enhanced performance, unified direction, and a stronger organizational culture—truly embodying the spirit of “Stronger Leaders: Stronger Organization.”

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Receivers and Liquidators, Inc. (RNL) was formally recognized by the Pag-IBIG Fund with a Special Citation as a Top Collection Agency during the Pag-IBIG Housing Fair 2026 – Visayas, held on April 30, 2026, at the IEC Convention Center in Cebu City. The award forms part of the Pag-IBIG Fund Stakeholders’ Accomplishment Report for Year-End 2025, which honors partner institutions that have demonstrated exemplary performance and valuable contributions to the agency’s programs.

This recognition underscores RNL’s consistent commitment to excellence in collection services and its vital role in supporting the Pag-IBIG Fund’s mission of promoting accessible and sustainable housing opportunities for Filipino members. Through its efficient and results-driven operations, the company continues to contribute to the overall strength and reliability of Pag-IBIG Fund’s financial ecosystem.

Present to receive the award on behalf of the company were RNL’s Chief Executive Officer Atty. Michael Yancy Yngson, CPA, and Chief Financial and Operations Officer Ma’am Susima Cabacungan-Yngson, CPA. Their presence highlighted the organization’s strong leadership and dedication to maintaining the highest standards of professionalism, accountability, and service delivery.

The recognition reflects not only the leadership’s vision but also the collective efforts of the entire RNL team, whose hard work and commitment have been instrumental in achieving this milestone. It further affirms the company’s reputation as a trusted and reliable partner in the collections industry.

As Receivers and Liquidators, Inc. continues to grow and evolve, the company remains steadfast in its commitment to operational excellence, innovation, and partnership. This award serves as both a milestone and a motivation to further strengthen its collaboration with the Pag-IBIG Fund and other stakeholders, while continuing to deliver meaningful impact to the communities it serves.

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Receivers and Liquidators, Inc. (RNL) has once again demonstrated excellence in the financial services industry after being honored with the Platinum Top 1 Award by the Credit Card Association of the Philippines (CCAP). The recognition highlights the company’s outstanding performance in collections, as well as its consistent adherence to regulatory standards set by the Bangko Sentral ng Pilipinas and alignment with the policies of partner banks.

The award was formally presented during a ceremony held on March 23, 2026, at the Maybank Synergy Center in Bonifacio Global City, Taguig. This milestone marks a significant achievement for RNL, reinforcing its position as a trusted and high-performing partner in the credit and collections industry.

Present to receive the award on behalf of the organization were RNL’s Chief Executive Officer, Atty. Michael Yancy P. Yngson, CPA, and Vice President and Chief Finance & Operations Officer, Susima Cabacungan-Yngson, CPA. Their leadership continues to drive the company’s commitment to excellence, integrity, and client satisfaction.

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The recognition serves as a testament to the collective efforts of the entire RNL team, whose dedication and professionalism have contributed to achieving exceptional results. It also reflects the company’s strong partnerships with financial institutions and its unwavering commitment to compliance and ethical standards.

As RNL moves forward, this award stands as both an achievement and an inspiration—fueling the organization to continue raising the bar in delivering reliable, compliant, and results-driven services to its clients and stakeholders.

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As Metro Manila continues to grapple with worsening traffic congestion and rising fuel prices, a growing number of urban commuters are turning to a more sustainable and practical alternative—cycling.

Across the city, scenes of bicycles parked outside commercial buildings and riders navigating tree-lined streets are becoming more common. What was once considered a recreational activity is now steadily gaining recognition as a viable mode of transportation.

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The Philippines has been experiencing consistent fuel price increases, placing additional financial strain on both private vehicle owners and public transportation operators. These rising costs have a direct impact on commuters, often resulting in higher fares and increased daily expenses.

At the same time, Metro Manila remains one of the most traffic-congested regions in Southeast Asia. Major roads are frequently filled with long lines of vehicles, causing delays, productivity loss, and increased stress for daily commuters.

This dual challenge—expensive fuel and heavy traffic—has prompted many to reconsider how they move within the city.

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In response, cycling has emerged as an efficient and sustainable alternative. Bicycles offer a range of advantages that directly address current urban mobility issues:

Affordability – Eliminates the need for fuel and reduces transportation costs

Efficiency – Allows riders to maneuver through congested roads more easily

Environmental Impact – Produces zero emissions, contributing to cleaner air

Health Benefits – Encourages physical activity and promotes overall well-being

In many areas, cyclists are able to reach their destinations faster than motor vehicles during peak hours, making it not only a sustainable option but also a practical one.

The increasing presence of cyclists on city streets reflects a broader shift in mindset. More individuals and groups are incorporating biking into their daily routines—whether for commuting, exercise, or both.

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Local government units and private organizations have also begun supporting this movement by introducing bike lanes and promoting active transport initiatives. However, challenges remain, particularly in ensuring cyclist safety and expanding infrastructure.

The transition toward sustainable transport in Metro Manila is still in progress, but the growing adoption of cycling signals a positive change. With continued investment in infrastructure and increased public awareness, cycling has the potential to play a significant role in addressing the city’s transportation challenges.

In the face of rising fuel costs and persistent traffic congestion, sustainable transport solutions are becoming more relevant than ever. Cycling, in particular, stands out as an accessible, cost-effective, and environmentally friendly option.

As more people embrace this mode of transport, Metro Manila moves closer to a future that is not only more efficient, but also healthier and more sustainable.

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Receivers and Liquidators, Inc. (RNL) successfully held its 2025 Company Christmas Party on December 20, 2025, at the elegant Acropolis Greens Clubhouse. The event brought together employees and management for an evening filled with celebration, gratitude, and holiday cheer as the company marked the close of another successful year.

The festive gathering was attended by the company’s Chief Executive Officer, Atty. Michael Yancy Yngson, CPA, and the Chief Financial and Operations Officer, Mrs. Susima Cabacungan-Yngson, CPA, along with the company’s Unit Heads. Their presence reflected strong leadership support and appreciation for the dedication and hard work of RNL’s employees throughout the year.

The celebration was filled with joyful moments, highlighted by exciting raffle prizes that delighted RNL employees and added to the lively atmosphere of the evening. One of the most anticipated segments of the program was the dance showdown, where different teams showcased their creativity, teamwork, and energy on stage. After a series of impressive performances, the winners were announced: 1st Place – PNB of Team Leo, 2nd Place – Pag-IBIG of Team Frycela, and 3rd Place – BDO of Team Maribel.

In their closing message, management warmly expressed their heartfelt gratitude to the entire RNL family for their dedication, teamwork, and commitment throughout the year. They emphasized that the company’s success is built on the collective efforts of its people and wished everyone a joyful Christmas, a meaningful holiday season with loved ones, and a prosperous New Year ahead.

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The officers and Admin staff of Receivers and Liquidators, Inc. (RNL) held its 2025 Year-End Party on December 6–7 at the scenic Alta Verde Mountain Hideaway in Batangas City. Unit and Branch Heads as well as members of the Administrative Department gathered for a relaxing two-day celebration, enjoying the private resort’s peaceful atmosphere, refreshing pool, and stunning mountain views.

The event featured lively games and activities led by the HR Head and Admin team, fostering camaraderie and strengthening team bonds. The celebration served as a meaningful way to close the year, reflecting RNL’s commitment to promoting unity, morale, and a positive workplace culture as the company looks forward to 2026.